The 8 BEST INVESTMENTS to make RIGHT NOW – Graham Stephan

by YouTube Team

Get 30% OFF your first bag of coffee with Trade Coffee when you click here: – and these are the 6 best investments you can make in your 20s – Enjoy! Add me on Instagram: GPStephan

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First: HIGH INTEREST SAVINGS ACCOUNT –
A totally free, high yield savings account is really the FIRST building block you’ll need if you want to begin growing your money and making sound investments. One, make sure the bank has no minimum balance requirements Two, make sure they don’t charge you any monthly maintenance fees .Three, make sure they pay you above a 1% interest rate with no minimums

Second: INVESTING IN A ROTH IRA –
As far as where you can open one of these up…I personally like Vanguard, they’re a great company with a long term track record…but places like Fidelity, or Charles Schwab work really well, too. And whoever you use, just make sure they’ve been around for awhile – they’re reputable – and they have an easy-to-reach customer service team.

Third: INDEX FUNDS –
An index fund is a big basket that holds a whole bunch of companies inside it. The main reason I like this investment so much is because most investors are REALLY bad at picking individual stocks…and an index fund removes that variable from the equation, and because of that, you end up making more money.

Fourth: THE STOCK MARKET
I generally recommend you do this within a Roth IRA to avoid getting taxed on your profit, but that isn’t required. You could just as easily open an account on Webull using the link in the description and get 2 free stocks, and then trade totally commission free and reap some pretty good returns 😉

Fifth: REAL ESTATE –
You can cut down your housing costs ENTIRELY, INVEST in real estate, and save WAY more money at the exact same time…and that’s by doing what I call “House Hacking.” This is where you buy a multi-family home, like a duplex, triplex, or fourplex, then live in one of the units and rent the others out. You could also buy a single family home with a detached guest house, or even buy a house in then rent out the bedrooms. But typically, when done right, those other units will cover the entire cost of owning the building – and all of a sudden, you’ve got a free place to stay.

Sixth: SIDE BUSINESS
A side business in your 20s has the potential to grow completely independently from your main job – and NOW is the time for you to pursue that while you still have the energy to work long hours without feeling burnt out.

Seventh: A GOOD CPA
It’s SO IMPORTANT, as soon as possible, you hire a GOOD accountant who knows what they’re doing, and can best structure your business so that you take advantage of everything that’s available to you.

Eighth: PAY DOWN DEBT –
When you have high interest rate debt…paying DOWN that debt is like getting a guaranteed return on your money at whatever interest rate you’re paying down – if it’s above 5%, it’s usually best to pay that off early.

For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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26 comments

Mrcabletwitch November 13, 2020 - 7:38 pm

After this video I bought $1000000 worth of trade coffee…now I'm waiting for that right time when it shoots up on value. Wish me luck guys

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Vong Reaksmey November 25, 2020 - 8:48 am

What's ROTH IRA?

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Caleb David Drake December 3, 2020 - 8:07 pm

By high interest bank accounts do you mean a cd account? Don’t those have a certain amount of time where you can’t take money out?

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Matt Dorien December 4, 2020 - 8:08 am

Of all of these and as a general consensus (at least in the beginning), the best investment is in your skills and ability to generate an income. None of the accounts or investments will have a true impact on your wealth until you actually HAVE THE MONEY to put into savings, stocks, RE, etc. So for those who earn minumum wage or just above it and have say a few thousand dollars to throw at anything and don't yolo all of it on TSLA or BTC, invest in an actual skill like a certification or license to enable you to get a higher paying job. Long term that is whats going to pay the bills and allow you to invest larger amounts of money.

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Holyfield Ebenezer December 4, 2020 - 7:56 pm

I really want to learn how to trade FX.

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Dermot Mcgreevy December 14, 2020 - 3:32 am

14:13 not true going till failure has been shown to decrease muscle growth but i know were you're coming from

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Pranav Pothula December 18, 2020 - 7:02 pm

im 12 lol

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AKA LA ANT December 27, 2020 - 6:21 am

I'm 13, and I lied to google that I'm 46 lol

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kabir bhambra December 29, 2020 - 8:59 am

When he said roth ira…… (laughs in australian superannuation)

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X D December 31, 2020 - 2:41 am

I watched a lot of videos within a week. I realised one thing, He doesn’t take business into account, I heard about business investments only once on this channel so far.

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Omar Garibay January 4, 2021 - 9:51 pm

Which is better for index funds, vanguard or fidelity?

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Mikey TV January 11, 2021 - 12:06 pm

stopppp talking to me im 555555 years old

Reply
Aiden Szmyt January 18, 2021 - 2:27 am

If you read this:

Invest in Tito's Vodka.

Reply
Aperos January 19, 2021 - 7:47 pm

I'm still 17 so I'm going to implement this still

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Lonnie G January 30, 2021 - 4:08 am

I wish I would have known this information when I got my lawsuit two years ago but im glad I know it now

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JustJake February 3, 2021 - 3:57 am

You need to publish a book so i can buy it lol

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SmajerBoy25 February 8, 2021 - 6:54 am

POV you lied to youtube about your age

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Burkles February 11, 2021 - 6:20 pm

You should have explained what a simple yet affective Roth IRA would look like. Should I go all in on Tesla in my IRA? Etc

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Yuqian Guo March 17, 2021 - 6:31 am

The obsequious craftsman joly bless because gallon accidentally buzz forenenst a strong tuba. tasteless, boiling sentence

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Matilder Roberts March 18, 2021 - 8:41 pm

I make huge profits on my investment since i started trading with Mrs. Christi Lily, her trading strategies are top notch

Reply
Badawii ufo uap August 4, 2021 - 7:56 am

I’m 37…..

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Jessica Gabrielle September 8, 2021 - 4:39 am

yup, 20 lol

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Sabrina Park September 30, 2021 - 4:58 pm

Guys, if you are planning to passively buy btcoin, it's more than just that. Without risk management you might lose it all. It's advisable to speak to a mentor or an expert on this. A lot of fakes out there though, so be careful.

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FBI October 17, 2021 - 6:07 pm

would you recommend betterment?

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IBRAHIM ABDULAHI January 16, 2022 - 8:50 am

ARE YOU STILL THERE DOUBTING AND WATCH WHILE OTHERS ARE MAKING COOL MONEY FROM BITCOIN INVESTMENT, I WILL ENCOURAGE YOU TO START INVESTING TO SECURE A BETTER FINANCIAL…… FREEDOM

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Steven Sanchez March 17, 2022 - 7:39 pm

im on the right track! thanks homie

Reply