Saving money is about adopting a minimalist mindset. Spend only on what you need, and when you spend, do it in the most efficient way possible. Here’s 20 PROVEN ways to save money in all areas of your life: housing, food, healthcare, travel, entertainment, shopping, etc. All tried and true, by yours truly 😎
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***RECOMMENDED READING LIST***
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
Quit Like A Millionaire (detailed, entertaining, motivating how-to book on FIRE for millennials)
The Little Book of Common Sense Investing (Jack Bogle’s classic advice on index funds)
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
Rich Dad Poor Dad (#1 selling personal finance book of all time… need I say more?)
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
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DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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34 comments
I thought I was pretty disciplined with my finances and had all the habits down until she mentioned "disable credit card autofills for shopping"….SO GUILTY OMG
At the beginning of the pandemic, I got into the very expensive habit of home-brewing coffee–which is already cheaper than daily lattes I bought at the cafe–but then after 3 months of aggressive consumption, I developed an intolerance to caffeine. So tons of money saved!!
Intermittent Fasting as a way to save money! Hahaha jfc…
New to your channel… thank you for all your practical info. Great stuff!!
Very juvenile thumbnail is yr audience 10 yrs old
This will help me alot. Thanks
All your tips were my favorite, they all make sense…The world today makes everything so easy with the click of a button, and I kind of like the old ways. People don't have self discipline anymore everything is instant gratification, but I'm old school and this all makes sense, so many ways to save money that people spend so stupidly….great video
Some mortgage companies hold on it before they actually apply the payment. I will check again though.
I go to Brazilian market for my meat. Better and cheaper than main places.
Is tip #2 accurate? For my mortgage if I make extra principal payments throughout the month, I’m still expected to pay the full monthly amount at the start of the month. More of it will go to principal but it’s not like I can pay half the amount due on the 1st of the month. What am I missing?
This is helpful and I appreciate your incite however, I realize that in order for a person to be financially secure one needs to start from a young age
I like your tips, but I don't agree with skipping breakfast to save money. It's not that expensive (and usually healthier) to make breakfast at home
Involuntary I apply a lot of her tips to my daily life! 🙂
I stopped going to the nail salon. Saving a bundle
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Thank you for the tip to split mortgage payments in half to save on interest. When making the bimonthly payments, would I need to specify principal and interest? Or does it automatically apply?
11:53 the idea of a "gender tax" is not just baseless nonsense, its also toxic and creates a victim mentality.
no one is forcing woman to buy "female" version of products. Every type of personal care product has a gender neutral version, the ones for "women" or for "men" usually have added chemicals that are supposed to cater to the person's needs, that's all nonsense and whoever falls for that marketing trick deserves to pay more. Keep in mind that the "for men" version of those products is also expensive.
Shampoo, conditioner, toothpaste, razors, shaving cream, all that stuff is gender neutral.
The only reason women pay more for personal care is vecause they usually go for the fancy stuff.
Men usually buy the plain gender neutral version.
So the woman tax is self inflicted
Simply the best! ❤️❤️
I got so excited about the biweekly mortgage payments but my lender is calculating the principal AFTER the ENTIRE monthly amount is applied even if I do biweekly :(((((
You r awesome Rose! Just awesome.
She lost me at "skip breakfast."
Cooking meals from scratch is healthy, fun, and a great value!
Thank you Rose.Ive learned a lot how to become a wise spender.very practical.God bless.take care.
Something I do: I bought a small safe that I managed to secure down into the trunk of my car. So, anytime i go to work or go to a friend's house to maybe watch a football game or something, I put my debit and credit cards and any cash I may have inside the safe and lock it up. So, during the day if I get the urge to buy lunch instead of eating my prepared meal or buy a drink from the vending machine I know that I am going to have to walk all the way back outside to the parking lot, unlock the safe, get my money, and walk back into the building. The urge quickly goes away and I stay with the current plan of eating my bologna sandwich and refilling my water bottle.
Good tips!
Hopper sounds great, and the mortgage payment hack too. Thx!!
For mortgage, How do you pay biweekly? Just half of the monthly mortgage? Do I tell the lender anything? Does next mortgage bill become half? Biweekly will make me pay 13 months worth of mortgage amount which is too much.
And also going vegan will save you a tons not only your money but also your well being and our beloved Earth.
Thank you so much for sharing!
I like saving and investing, also enjoy luxury goods. But I don't buy brand new ones, I shop in the preloved market and look really hard for the best deals on the market. The great thing is I can always resell them again and still enjoy them for a long time. They really do last long.
THANK YOU!!!!
Good advice indeed
Sup Rose
You've never lived in a place like Houston, Tx!!! Lol you'll pass out running from work if you lived close to your job, but if you don't you're running a marathon each day!!!
I am trying to get an HSA and just to get the high deductible plan seems so difficult, the premiums are very high
I’m so glad I found you. I’m 53; you’re my daughter’s age, yet I’m learning so much from you. God bless you. Your channel is so refreshing and inspiring.